Posts Tagged ‘Cash Loan’

Instant Money for Quick Needs – Cash Loans

Posted in Loans on June 18th 2010
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Cash deficit can arise at any time due to routine expenses. This happens when we are over with our finances. As we know that our daily expense cant wait we need to pay of those expenses when they arise. Sometime expense arise due to uncertain happenings like break down of car engine, health expense, rent, dinning out, paying your bills or any other short term but urgent requirement. For such needs cash loan are here to support your financial requirements.

Cash loans are loans to cover up the financial gap between your expenses and funds. These loans like any other short term loans comes with a higher interest as lenders are also here to earn money. The best thing about these loans is that these loans are arranged and approved very quickly. The application process requires just 15 to 30 minutes. It generally takes 24 to 48 hours to get the loan money deposited directly into your account.

For applying for a cash loans you need to have an active bank account, and a proof of employment. The loan amount ranges between 1000 and 25000. Cash loans offer flexible payment options. You can sign a postdated cheque to the lender while taking a loan for repayment. The repayment term for these loans is for a time period of a week to a month. This term can be further extended if circumstances demands it but at some charge.

Now a days with applying for a loan online has become the favorite choice for most of the borrowers. You can apply for cash loan relaxing in your premises with a computer near you with internet access. Most of the reputed cash loan lenders have their own websites to apply for a loan. Most of these websites offer free loan quotes. You can easily and quickly compare these loan quotes from various lenders. By this you can get the loan package which suits you the best in terms of interest rate and terms of agreement.

Different lenders offer different terms and conditions so you are required to put some effort in form of negotiating with them for interest rates. These loans dont require any credit check making them available for every segment of people.

Cash loans are often known by payday loans, no fax payday loans or pay cheque advance. You can apply for these loans to bridge the financial gap while your pay day or salary day approaches.

Guaranteed Fast Cash Loan deals at no big rates!

Posted in Loans on May 14th 2010
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Have you ever wondered that your loans are priced high as you dont pledge any collateral. Not any more, as guaranteed fast cash loan is rightly designed to serve those borrowers with nothing to pledge and need urgent financial cash to fulfill their immediate requirement and hence the name fast cash loan.

Instant Cash loans offer quick cash advance and let you to borrow money against your salary. This kind of loan is very common in the UK, Canada, US and Australia. They are so common that you can find various companies offering guaranteed approval cash advance online. These loans are very short-term loans. You can borrow such loan maximum for a month or so. You would have to pay back with your next months salary. Some companies even take post-dated checks from you. If you extend the duration, the loan will cost you more. Not only the interest charges are high, but also there will be late fees and other charges attached. The better practice to follow is to repay your loan on time and avoid late fees.

Sometimes, a borrower with bad credit history applies with his recent payment history as proof. Many lending companies provide these loans on the basis of the most recent payment proof of the borrowers and are usually not concerned with their credit history. Along with this, many of them will require a statement of the bank account to establish the fact that they do receive regular payments of a fixed amount. With the fulfillment of all your formalities, the requested loan amount is deposited directly in to the borrowers’ accounts by electronic funds transfer.

Some companies may require you to fax papers like payment stubs before they approve your loan. Most companies however have a no fax policy and you can get an approval even without having to fax any papers to them. You can request for an extension of the loan but that is not a good idea as the fees for an extension is calculated on a daily basis. You may end up paying much more than you borrow.

You do not need to have a perfect credit history to get a guaranteed cash loan. Since there is no credit check conducted, you can get a loan even if you have a history of bad credit. This feature makes it easier for more people to take short term cash loans.